Ride Now, Pay Later
Affordable Bike Financing
Thanks to our deferred interest financing options, your dream bike is within reach. You can apply for special financing online, or visit us today to learn more about taking home a bike that’s perfect for you and fits within your budget. Now through June 30th, all purchases over $399 are eligible for 12 months deferred interest financing! Visit any of our stores to learn more!
How It Works
Your dream bike is just a few simple steps away.
1. Fill out this quick online credit application.
2. Visit any Spokes Etc. Location with your photo ID, a major credit card and your social security number.
3. Buy your dream bike.
4. Pay off your bike in affordable payments.
*Minimum monthly payment required. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest charge is $1.00 per credit plan.