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Ride Now, Pay Later

Affordable Bike Financing

Thanks to our deferred interest financing options, your dream bike is within reach. You can apply for special financing online, or visit us today to learn more about taking home a bike that’s perfect for you and fits within your budget. All purchases over $399 qualify for 12 months deferred interest financing!

12 month deferred interest financing

How It Works

Your dream bike is just a few simple steps away.

1. Fill out this quick online credit application.

2. Visit any Spokes Etc. Location with your photo ID, a major credit card and your social security number.

3. Buy your dream bike.

4. Pay off your bike in affordable payments.

Get your dream bike today

Get on the way to your dream bike today!

Payment calculator

Want to know what you can afford?

*Minimum monthly payment required. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest charge is $1.00 per credit plan.  All bike purchases over $399 qualify for 12 months of deferred interest financing.

Trade-In & Upgrade

Bicycle Blue Book takes the hassle out of trading in your bike. Trade-In & Trade Up to a new bike in no time.  Plus, enjoy up to 12 months of deferred interest financing, with approved credit, on all bike purchases over $399! Trade-In,  Trade Up, and finance - your new bike purchase doesn't get any easier!